Health insurance
Health insurance is a contract where you pay a premium to an insurer, and in return the insurer pays part of your medical costs—such as doctor visits, hospital care, prescriptions, tests, and preventive services—subject to terms like deductibles, copays/coinsurance, provider networks, and an out-of-pocket maximum. It spreads financial risk so a major illness or injury doesn’t become a catastrophic expense.
FastTrackInsure Health Insurance that keeps life moving.
Simple plans, clear costs, 24/7 support.
FastTrackInsure Health Insurance is a coverage contract that helps pay your medical costs—from preventive checkups and prescriptions to hospital care—in exchange for a monthly premium. You share costs via a deductible and copays/coinsurance, and when you use in-network providers you’re protected by an annual out-of-pocket maximum.
How it works (step-by-step)
Choose a plan that fits your budget and doctors.
Use in-network providers to pay less.
Show your member ID at appointments/pharmacy.
Pay copays/coinsurance as billed; we handle the rest directly with the provider.
Track spending toward your deductible and out-of-pocket max in your portal.
Hit the max? We pay 100% of covered, in-network costs for the rest of the year.
Our benefits
What does it usually cover?
Preventive care, primary/specialist visits, urgent/ER care, hospital stays, labs/imaging, mental health/substance-use services, maternity/newborn care, and prescription drugs (by formulary tier). Benefits vary by plan.
How do I choose the right plan?
Consider your doctors/hospitals, prescriptions, expected usage, budget (premium vs. deductible trade-off), and tolerance for network restrictions (HMO/PPO/EPO/HDHP).
How do claims work?
Providers bill the insurer. You receive an EOB (Explanation of Benefits) showing the billed amount, plan payment, and what you owe. Then you may get a bill from the provider for your share.